Sticking to a budget.

We are very frugal people. Over the last couple of years we have worked very hard to limit our debts and be fiscally responsible. There was a time in our lives where we had very significant levels of credit card debt. It felt like every week we inched closer and closer to possibly needing car title loans Delaware in order to make ends meet. Thankfully, with a great deal of careful planning we paid off those debts and have made it a point to never incur debt of that level again. Whenever we buy something it has to serve a purpose and be something we actually need. I know so many people who buy things just to buy them. It is a trap many of us have gotten caught in. Things never really make you happy, especially if you never really own them because you have so much debt.